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Old 03-17-2008, 11:16 PM   #1 (permalink)
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Using debit in Seattle

can you use debit in seattle or do they charge me a fee?

i don't want to bring a lot of cash when i go to the states..

does anyone know?
 
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Old 03-17-2008, 11:20 PM   #2 (permalink)
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Re: Using debit in Seattle

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Originally Posted by lianat View Post
can you use debit in seattle or do they charge me a fee?

i don't want to bring a lot of cash when i go to the states..

does anyone know?
The banks might charge you a higher currency conversion rate if you use credit or debit. Using cash is the best way to go.
 
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Old 03-17-2008, 11:21 PM   #3 (permalink)
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Re: Using debit in Seattle

it depends on which bank you are with.
and there's always some kinda of transaction charge if you use any type of debit or credit card
it's best u call your bank and ask
 
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Old 03-17-2008, 11:22 PM   #4 (permalink)
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Re: Using debit in Seattle

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Originally Posted by JU!CYY View Post
it depends on which bank you are with.
and there's always some kinda of transaction charge if you use any type of debit or credit card
it's best u call your bank and ask
Juicy's right. You have to weigh in the transaction fees. I always use cash. It's the easiest direct payment without weighing any fees.
 
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Old 03-17-2008, 11:24 PM   #5 (permalink)
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Re: Using debit in Seattle

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Originally Posted by West Coast Gurlee View Post
Juicy's right. You have to weigh in the transaction fees. I always use cash. It's the easiest direct payment without weighing any fees.
yah same here
i have a TD visa, and they charge a 2% for each transaction in the US, and the exchange rate is kinda shietty...
i always use cash..
and besides if certain items u don't want to declare at the boarder, they can't trace the transaction if you paid cash, but they can check your credit card history
 
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Old 03-17-2008, 11:45 PM   #6 (permalink)
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Re: Using debit in Seattle

^ ohhh really

okay thanks for the tip
i think im just going to bring cash then -_-
 
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Old 03-17-2008, 11:52 PM   #7 (permalink)
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Re: Using debit in Seattle

I'm also going to Seattle soon and I ahve some questions ^^;; I dont' wanna make a new thread...

Would bringing Canadian cash be okay or should I get some US cash now...? I dunno how much I'll need though =T
My phone would probably have no service there, right? I use fido prepaid cards.
 
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Old 03-17-2008, 11:57 PM   #8 (permalink)
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Re: Using debit in Seattle

Your cell phone will probably work but you'll be charged pretty heavily because of the roaming charges; your provider has to pay the American companies money to use their towers, I think. At least that's how it is when you've got a plan...but I would assume that it's the same case for prepaid too.
 
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Old 03-17-2008, 11:59 PM   #9 (permalink)
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Re: Using debit in Seattle

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Originally Posted by summerheaven View Post
I'm also going to Seattle soon and I ahve some questions ^^;; I dont' wanna make a new thread...

Would bringing Canadian cash be okay or should I get some US cash now...? I dunno how much I'll need though =T
My phone would probably have no service there, right? I use fido prepaid cards.
There's no point of exchanging Canadian money or using canadian money in the US, because their exchange would NEVER be at par.... i was at Target it was still $1US for 93cents Canadian... soo u're just getting ripped off. It's always better to exchange the US money here. How long are you going for? on average i just bring $200 - $300 for 1 day shopping trip. If i don't use it call i can save it for next time. I rather bring more than not enough, and resorting to use my credit cards

Cellsphones there are in service, but u are on roaming fees if u make a phone call it's considered as long distance
 
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Old 03-18-2008, 12:56 PM   #10 (permalink)
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Re: Using debit in Seattle

It's going to be for 3 days, but I dunno how much shopping I'll do 'cause we're going to this festival thing =P I doubt I'll go to the US again any time soon, so I can't really 'save' it...
Where do I go to exchange money? Bank?

Should I just buy a prepaid credit card from Vancity or something? I wouldn't be charged, would I? And then, back in Canada, I can use it again...
 
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Old 03-18-2008, 01:57 PM   #11 (permalink)
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Re: Using debit in Seattle

u can get ur money exchanged at the bank or for ur last resort u can always get it exchanged at duty free which is pretty much the last place u'll actually get a good deal. Dont exchange in the states unless u absolutly have to! And oh just keep in mind that not a lot of stores actually use debt/intact like we do here, but they do have atm machines from where u can withdraw money but im sure its going to cost u a bit more. The vancity prepaid visa card would prob be a good idea, since u can use wutever u have left when u get back. Oh and when u use credit cards they charge u the current exchange rate for that exact second.

hope that helps!

Last edited by tiny t; 03-18-2008 at 02:12 PM.
 
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Old 03-18-2008, 02:06 PM   #12 (permalink)
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Re: Using debit in Seattle

yeah i withdrew money from some atm in seattle downtown for parking in one of those towers since they only take cash!!! grrrr.....i took out $20 US and it ended up being about $23 Canadian when i looked at my bank statement.
 
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